For many families, one of the most significant hurdles of the college planning process involves how the experience will be paid for. Of course, minimizing the amount of student debt that is owed is paramount for any family; the good news is that a universe of local, state, and national scholarships exist — valuable resources that can greatly reduce the overall debt burden, and that could go otherwise unnoticed without a careful eye. 


At Holmes Smith Consulting Services, a substantial part of our overall strategy will be to identify and discuss a student’s unique academic and athletic abilities, and in the process, uncover aid and opportunities that optimize that student's potential, while decreasing long-term loan obligation.